Discussion About Single & Hdb Flat Ownership + Hdb Loan (Compiled)

[single42]

39 minutes ago, Guest Guest said:

stigmatised HDB that had a dark past

Do u mean those apartments where the previous owner either pass away inside the apartment & decomposed so badly that left their bones?

 

And those got burn to death / died in their sleep as well?

[Guest Guest]

Yes. Any death within the flat. Can be murder, suicide, accidental death, natural death.

[Sweetie Pie]

3 hours ago, Guest Drilla said:

A few ways to access the bedroom.

 

It was a maze, with several access points to the kitchen, toilet (he combined two into one) and bedroom. 

[Guest HDB]

44 minutes ago, Guest Guest said:

Yes. Any death within the flat. Can be murder, suicide, accidental death, natural death.

This is one good example: Ex-actress Melissa Faith Yeo had to sell Toa Payoh ritual murders HDB flat & then found out its history

[Guest Drilla]

55 minutes ago, Guest Guest said:

Yes. Any death within the flat. Can be murder, suicide, accidental death, natural death.

Yes it is maze-y.

[Guest Drilla]

1 hour ago, Sweetie Pie said:

It was a maze, with several access points to the kitchen, toilet (he combined two into one) and bedroom. 

So maze-y , so much fun.

[keyboard]

3 hours ago, Guest Guest said:

Thanks for the advise. The reason I asked is because I have a hidden talent and got praised by my partner only recently and that is deep underwater penetration. But this can only happened when we checked into a 5 star hotel and each day easily cost me S$650++. That's an awful amount of money if we plan to enjoy few times a month. Lower grade hotel ($200-$250) never provide bathtub. Maybe to cut cost and to continue the underwater lifestyle, we will have to travel to Johor Bahru where one can find plenty of big internatonal names like Doubletree By Hilton, Amari or Holiday Inn and I pay in RM$.

There are quite a number of budget hotels that have bathtubs. Check their website.

[Guest guest]

12 hours ago, Guest Drilla said:

oAnother very cool 3 Roomer.

 

 

Did it mentioned how much the owner spent in reno?

[Guest guest]

2 hours ago, Guest HDB said:

This is one good example: Ex-actress Melissa Faith Yeo had to sell Toa Payoh ritual murders HDB flat & then found out its history

There are many HDB flats with gruesome murder took place, but how come they always like to use this toa payoh flat as an example. 😅 Anyway, i do not understand why toa payoh blk did not got tear down, esp when the surrounding flats were torn down long ago.

[Guest guest]

13 hours ago, Guest Drilla said:

This guy renovated his childhood home . Look at the transformation

 

 

After watching all these videos, seems like many people do not mind buying a corridor unit, and willing to spend money to reno the house until so nice. I personally find no matter how nice reno you have, afterall it is still a corridor unit which lacks privacy and bigger space as compared with a corner unit.

[Guest guest]

8 hours ago, Guest HDB said:

Imo, it's a waste of money, space, water and time. My brother's family has a bathtub but nobody uses it.

Imagine you need to clean the bathtub after using it, really a very good exercise.

[Guest guest]

4 hours ago, Guest Guest said:

There are no such thing as HDB got NO VALUE. Even for a stigmatised HDB that had a dark past it will still sell  if you priced it right.  My advise is plan ahead and don't over stretch your finances like extravagant renovation. If you look around, many old flats simply appreciate in value with each passing year.  

Old flats simply appreciate in value with each passing year must depends where is the location of the flat. If it is in prime location and near to MRT, maybe still can fetch not bad price. But overall old flat would not be able to appreciate much since the lease is getting shorter.

 

Also, must see how much you bought your old flat, if you bought it in high price, i doubts it will appreciate much in value, and you can sell it higher than you bought. I think only those first or 2nd owner of those old flat benefit a lot when they sell their flat.

[Sweetie Pie]

14 minutes ago, Guest guest said:

After watching all these videos, seems like many people do not mind buying a corridor unit, and willing to spend money to reno the house until so nice. I personally find no matter how nice reno you have, afterall it is still a corridor unit which lacks privacy and bigger space as compared with a corner unit.

Corner unit?  All negative energy stops and accumulate at the corner unit.  Some people prefer their hotel room not situated right a the end of the corridor.   Just saying.

[Guest guest]

12 minutes ago, Sweetie Pie said:

Corner unit?  All negative energy stops and accumulate at the corner unit.  Some people prefer their hotel room not situated right a the end of the corridor.   Just saying.

Hotel maybe different from housing flat?! When people stay in a house, thought most people priority would choose a corner unit if can afford, as corner unit usually would cost more than corridor unit.

 

By the way, maybe the older HDB flat, corner unit is located at the end of a long corridor which might not be good in terms of feng shui. The newer HDB flat now all are so called corner unit, i think no more such thing of negative energy?

[single42]

I used to stay at the block where bedok north mrt station currently is situated. And the unit was on the 6th floor & corridor unit. it was a 3rm standard HDB. so basically, my ex-wife back then decided to hack the wall between the living room & the kitchen and it made the whole house super bright & airy even though it was on the 6th floor & smack right center of the entire floor. the only downside is that we're way too near the PIE thus we sold that unit many years back before shifting into a fully paid BTO unit in Yishun ave 4. But due to the fact of an ugly & expensive divorce, I transferred the whole unit to her name. thus, I am renting a room outside now. 

 

As a person who shifts about every few years, I have stayed in hdb 3rm flats in Yishun ring road, top floor, corner unit. I have also stayed in lift level hdb 4rm flat unit in Yishun blk 721 @ st 71, I have stayed in Sembawang drive ground floor units too. there're definitely pros and cons to the extreme level. 

 

as everyone knows, my parents also stayed in the extreme end of Sembawang drive, high floor as well.  the pros & cons that came with it. 

 

whether corridor unit or not, ground level or not, it's how u see it. Privacy matters a lot to me. so, if given a chance to buy a hdb unit, I would choose it to be on the highest level not more than 14th floor. If it's along the corridor, I can choose to close the door all the time or build a barrier between the door and the living area (partially on fengshui basis). 

 

I am staying in a corner unit currently & it's the best. No one touches ur stuffs even though u can leave it outside ur door the whole entire day; ranging from package delivery, creating extra laundry hanging area.

 

I do know some owners to purchase the extra path outside their main door from hdb to create that little space & making the whole common area bigger than it actually it's felt. 

 

pest & rodents issues, it's up how individuals manages the cleanliness & hygiene of one's own abode. 

Edited November 14, 2023 by single42

[Guest Drilla]

10 hours ago, Guest guest said:

Imagine you need to clean the bathtub after using it, really a very good exercise.

good heavens, it is tedious work! Esp the dirt 'ring' around the tub.

 

11 hours ago, Guest guest said:

Did it mentioned how much the owner spent in reno?

There are a few videos posted on this unit. Maybe the other videos might say how much.

 

My guess is it will be 80K and above, judging from the work done.

[Guest Drilla]

10 hours ago, Guest guest said:

After watching all these videos, seems like many people do not mind buying a corridor unit, and willing to spend money to reno the house until so nice. I personally find no matter how nice reno you have, afterall it is still a corridor unit which lacks privacy and bigger space as compared with a corner unit.

When buying house, mostly monetary considerations is the top criteria. Lots of people buy the low floor condo units because it is cheaper. Normally HDB upgraders. Some will say not worth.

 

10 hours ago, Guest guest said:

Old flats simply appreciate in value with each passing year must depends where is the location of the flat. If it is in prime location and near to MRT, maybe still can fetch not bad price. But overall old flat would not be able to appreciate much since the lease is getting shorter.

 

Also, must see how much you bought your old flat, if you bought it in high price, i doubts it will appreciate much in value, and you can sell it higher than you bought. I think only those first or 2nd owner of those old flat benefit a lot when they sell their flat.

Yes, esp Toh Yi Maisonette. Appreciated 40+ % Outperform 99 yo condos.

 

 

[lonelyglobe]

11 hours ago, Guest guest said:

Old flats simply appreciate in value with each passing year must depends where is the location of the flat. If it is in prime location and near to MRT, maybe still can fetch not bad price. But overall old flat would not be able to appreciate much since the lease is getting shorter.

 

Also, must see how much you bought your old flat, if you bought it in high price, i doubts it will appreciate much in value, and you can sell it higher than you bought. I think only those first or 2nd owner of those old flat benefit a lot when they sell their flat.

Not only lease getting shorter but there are lots of restrictions like less than 30 years lease cannot use cpf, your age + remaining lease need to be able to cover to 95 years old for a full loan and bank may give u a lesser loan etc.... 

[Sweetie Pie]

53 minutes ago, lonelyglobe said:

Not only lease getting shorter but there are lots of restrictions like less than 30 years lease cannot use cpf, your age + remaining lease need to be able to cover to 95 years old for a full loan and bank may give u a lesser loan etc.... 

When that time comes, which I think it will under the 4th G leader, it will be impossible to fully disregard the political dilemma around HDB expiring lease. I thought there would be new HDB policies to solve the issue and satisfy 80% of the populace in order to win hearts and minds.  Don't forget it was the next PM who dropped the bombshell on decaying property without knowing he will become the next PM.  Bad for him!   Since no one is certain how the government will address older apartments over the next 20 years, it is too soon to write them off as "no value".   In the mean time, the elderly gay may NOT care what is going to happen after 20 years and the younger gay should own their flat (either new or old) within a comfortable budget.   One thing for sure,  all new BTO is going to be extremely expensive which will indirectly push up all old flats prices.  There is no such item call "cheap" in Singapore, other than labour. 

Edited November 15, 2023 by Sweetie Pie

[keyboard]

Erm, isn't the solution given already?

Lease expires in 99 years.

Pay you balance if SERS.

Top up if you want new BTO with reservations.

Short term BTO for seniors.

No loans if lease is <30 years.

 

If you're not going to die within 30 years, you are going into the lease with eyes wide open.

 

[Sweetie Pie]

7 hours ago, keyboard said:

Erm, isn't the solution given already?

Lease expires in 99 years.

 

 

The govt can adopt the factory lease expires model.    Buyer of old resale flat has the option to purchase an older home with a brand-new 99-year lease under the following conditions:

 

1)  You must renovate your home with a minimum amount of renovation costs to demonstrate that you want to stay there:

2)  the remaining lease of the seller house must be at least 45 to 1  years

3)  Buyer MOP is 20 years

 

Alternatively...

 

Buyer can top up the lease to 99 years, 85 years, 70 years, 60 years  (  ...etc according to their budget.   The remaining HDB lease must be at least 40 years to 1 years to qualify for the top up. 

 

After 20 years, the house can then sell to the next buyer who will take over the 79 years remaining lease without anymore conditions attached.   Thus, HDB market price will not go into shock mode and both seller and buyers happy that their house is always valuable if they are willing to invest.   If your block is chosen for SER, HDB will compensate the owner according to the remaining lease available. 

 

The above will reverse the sentiment of decaying lease and give people hope that their decayed asset is not entirely worthless in the future.  

 

I hope the policy makers read this suggestions. 

Edited November 15, 2023 by Sweetie Pie

[Guest guest]

12 hours ago, Guest Drilla said:

When buying house, mostly monetary considerations is the top criteria. Lots of people buy the low floor condo units because it is cheaper. Normally HDB upgraders. Some will say not worth.

 

Yes, esp Toh Yi Maisonette. Appreciated 40+ % Outperform 99 yo condos.

 

 

People who choose to buy low floor condo, maybe they want face value to stay in private and yet cannot afford to pay expensive price on the higher floor. This is why some people even do not mind staying below level 4.

[Guest guest]

12 hours ago, Guest Drilla said:

good heavens, it is tedious work! Esp the dirt 'ring' around the tub.

 

There are a few videos posted on this unit. Maybe the other videos might say how much.

 

My guess is it will be 80K and above, judging from the work done.

For that house who hack down all walls and reconfigured the walls in the house, if reno cost is 80k to 100k, consider not say super expensive. Hopefully i can get basic type of reno not more than 50k for my next house when i want to redo the whole house.

[Guest guest]

11 hours ago, lonelyglobe said:

Not only lease getting shorter but there are lots of restrictions like less than 30 years lease cannot use cpf, your age + remaining lease need to be able to cover to 95 years old for a full loan and bank may give u a lesser loan etc.... 

This is why it is not advisable to buy old HDB, esp if you plan to sell it later. Unless you plan to stay until you died, maybe still ok to buy old HDB, because you would not get to see how difficult or easy that your flat is being sold after you passed on.

[Guest guest]

42 minutes ago, Sweetie Pie said:

The govt can adopt the factory lease expires model.    Buyer of old resale flat has the option to purchase an older home with a brand-new 99-year lease under the following conditions:

 

1)  You must renovate your home with a minimum amount of renovation costs to demonstrate that you want to stay there:

2)  the remaining lease of the seller house must be at least 45 to 1  years

3)  Buyer MOP is 20 years

 

Alternatively...

 

Buyer can top up the lease to 99 years, 85 years, 70 years, 60 years  (  ...etc according to their budget.   The remaining HDB lease must be at least 40 years to 1 years to qualify for the top up. 

 

After 20 years, the house can then sell to the next buyer who will take over the 79 years remaining lease without anymore conditions attached.   Thus, HDB market price will not go into shock mode and both seller and buyers happy that their house is always valuable if they are willing to invest.   If your block is chosen for SER, HDB will compensate the owner according to the remaining lease available. 

 

The above will reverse the sentiment of decaying lease and give people hope that their decayed asset is not entirely worthless in the future.  

 

I hope the policy makers read this suggestions. 

Renew the current old flat lease with another brand new 99 year lease? Even HDB wants to implement this, but i have doubts if the HDB block can sustain for more than 100 years plus, as the wear and tear would become a major problem. And perhaps some of the problems cannot easily to resolve by repairing and fixing, and it is also not cheap to overhaul the whole HDB block. I hear so many stories that there are many wear and tear issues happen in old HDB flat.

[kidster]

19 hours ago, single42 said:

I would choose it to be on the highest level not more than 14th floor. If it's along the corridor, I can choose to close the door all the time or build a barrier between the door and the living area (partially on fengshui basis). 

 

Hi thanks for sharing. Why do you stop at 14th floor? Not 13th or 15th? Haha

 

What is the theory behind building betw the door and living room?

[Sweetie Pie]

21 minutes ago, Guest guest said:

For that house who hack down all walls and reconfigured the walls in the house, if reno cost is 80k to 100k, consider not say super expensive. Hopefully i can get basic type of reno not more than 50k for my next house when i want to redo the whole house.

You plan to knock down the wall?  It's popular for singles or couples living in three-room HDBs who don't intend to have children to remove the wall separating their common area to make more space.  

3 minutes ago, Guest guest said:

Renew the current old flat lease with another brand new 99 year lease? Even HDB wants to implement this, but i have doubts if the HDB block can sustain for more than 100 years plus, as the wear and tear would become a major problem. And perhaps some of the problems cannot easily to resolve by repairing and fixing, and it is also not cheap to overhaul the whole HDB block. I hear so many stories that there are many wear and tear issues happen in old HDB flat.

The govt plan to have HIP twice, once your property reached 40 years old and another time will be 60 years old?  If wear and tears are due to indoor usage, not external factors then it can be fixed through renovations like those videos shown above. Otherwise the entire buildings will have to be evacuated for risk reason.  Too premature to think too far ahead because Singapore  housing policies, populations and landscapes kept changing rapidly.  One thing they wanted to avoid is property price shock.  Otherwise everyone will lost their lifetime savings overnight. 

[Guest guest]

13 minutes ago, Sweetie Pie said:

You plan to knock down the wall?  It's popular for singles or couples living in three-room HDBs who don't intend to have children to remove the wall separating their common area to make more space.  

The govt plan to have HIP twice, once your property reached 40 years old and another time will be 60 years old?  If wear and tears are due to indoor usage, not external factors then it can be fixed through renovations like those videos shown above. Otherwise the entire buildings will have to be evacuated for risk reason.  Too premature to think too far ahead because Singapore  housing policies, populations and landscapes kept changing rapidly.  One thing they wanted to avoid is property price shock.  Otherwise everyone will lost their lifetime savings overnight. 

I have no plans to knock down wall, i prefer a proper layout with wall to separate living room, bedrooms and kitchen. This is why hopefully i can spend not more than 50k on my reno, even though i want to redo the whole house.

 

If wear and tear is inside the house, who will want to buy for the repair works, esp if the house is in original condition from day 1 and owner is not willing to reno or repair. Such issue might not only affect the owner himself, but also affect the unit around him. Typical example is water leaking on ceiling due to flat too old. This issue not easy to resolve if one of the parties are not cooperative, and the issue could drag on and drag forever, for the person staying below the affected unit would have nightmare.

[Sweetie Pie]

13 minutes ago, Guest guest said:

If wear and tear is inside the house, who will want to buy for the repair works, esp if the house is in original condition from day 1 and owner is not willing to reno or repair. Such issue might not only affect the owner himself, but also affect the unit around him. Typical example is water leaking on ceiling due to flat too old. This issue not easy to resolve if one of the parties are not cooperative, and the issue could drag on and drag forever, for the person staying below the affected unit would have nightmare.

Most of Singapore HDB has finished their HIP scheme already.  I doubt you will find leaking ceilings or pipe in those house already completed HIP.  The home look brand new - especially the toilet.   If you are willing, you can offer to pay the workers (involved in HIP) to paint your entire house for a small fees. My parents home look brand new as a result.   Don't think so much!

[Guest guest]

4 minutes ago, Sweetie Pie said:

Most of Singapore HDB has finished their HIP scheme already.  I doubt you will find leaking ceilings or pipe in those house already completed HIP.  The home look brand new - especially the toilet.   If you are willing, you can offer to pay the workers (involved in HIP) to paint your entire house for a small fees. My parents home look brand new as a result.   Don't think so much!

If before the HDB block gets another HIP or the HIP done is on toilet, if leaking ceiling happen, who will want to pay for it. I find HIP done esp in the toilets are for HDB flats built in the 80s. Those built in the 70s or earlier HDB flats, i don't think they have redo in the toilets. Think back then the HIP done for these 70s flats is to install an extra utility room, don't think they have done repair works inside the house.

[Sweetie Pie]

8 minutes ago, Guest guest said:

Those built in the 70s or earlier HDB flats, i don't think they have redo in the toilets. Think back then the HIP done for these 70s flats is to install an extra utility room, don't think they have done repair works inside the house.

Those flat not having HIP and built in the 1970s?  Chances is going to be SER-ed.    You seems to have so many worries and concerns about leakings, must be very "suay" lor.  Then go buy new 99yo HDB and pray nothing major is going to dissappoint you lor. 

[keyboard]

Why would any policy  maker read this forum. if you really want to pass on your suggestion, there's always HDB website or the MP who governs HDB.

 

Extending lease got no use when your population keep increasing and  you need to rebuild with a higher plot ratio. When you renew the lease, are they supposed to give you at BTO price or resale price, can anyone afford a 99 yrs resale lease.

 

Things built 60 years ago with that current technology wouldn't last forever. Of course nobody really cares if a few gets injured or dies along the way.

[Guest Guest]

You can speak your mind, air your grievances, vent your frustrations at Speakers’ Corner, Hong Lim Park.

 

 

 

 

PS: Permit Required 

[Guest Drilla]

12 hours ago, Guest guest said:

People who choose to buy low floor condo, maybe they want face value to stay in private and yet cannot afford to pay expensive price on the higher floor. This is why some people even do not mind staying below level 4.

Personally, low floor condos not attractive. After all, that panoramic view is why people stay condo. But of course, upgraders cannot be choosy as the higher the floor, the price differs by quite a lot. 

 

And not to mention the few hundred one has to pay for maintenance. Some every month some quarterly. 

 

Think of the bank loan installment payments...

 

12 hours ago, Guest guest said:

For that house who hack down all walls and reconfigured the walls in the house, if reno cost is 80k to 100k, consider not say super expensive. Hopefully i can get basic type of reno not more than 50k for my next house when i want to redo the whole house.

Depends how much one is willing to invest in reno. .

 

50K gets basic flooring, painting, cabinetry, electrical works.  Not counting furniture and household items, wash basin, toilet bowls, lights.

[Guest Luck]

For those flexi-lease 2-room flat, in that same one block, is it got a mixed combination of 99-years lease 2room flats and flexi-lease 2room flats in the same block? 

 

Or is it one block only had 99-years lease 2 room flats and another different block only has flexi-lease 2 room flats? 

 

 

[Guest Luck]

Another question, let's say if a 58-years-old single one person alone move into a flexi-lease 2 room new BTO flat, will the neighbours in the same floor know whether this 58-years-old single person's flat is a flexi-lease unit or a 99-years lease unit?? 

[keyboard]

4 hours ago, Guest Drilla said:

Personally, low floor condos not attractive. After all, that panoramic view is why people stay condo. But of course, upgraders cannot be choosy as the higher the floor, the price differs by quite a lot. 

 

And not to mention the few hundred one has to pay for maintenance. Some every month some quarterly. 

 

Think of the bank loan installment payments...

 

Depends how much one is willing to invest in reno. .

 

50K gets basic flooring, painting, cabinetry, electrical works.  Not counting furniture and household items, wash basin, toilet bowls, lights.

Perhaps not the view, but you get to complain to MCST about noise pollution, generally a higher class of people live there or are forced to comply. Of course, don't go and buy those low ses condo lah. No neighbours from hell too.

 

11 minutes ago, Guest Luck said:

For those flexi-lease 2-room flat, in that same one block, is it got a mixed combination of 99-years lease 2room flats and flexi-lease 2room flats in the same block? 

 

Or is it one block only had 99-years lease 2 room flats and another different block only has flexi-lease 2 room flats? 

 

 

no difference in lease - you can see the HDB BTO plan - they colour code based on room size, not lease duration.

They do have specific that certain blocks are for rental 2 rooms - so if you don't want to live with rentals, you have to avoid those blocks (for the 3rm and above). Mindful that you have rental 2 rms in your estate.

 

10 minutes ago, Guest Luck said:

Another question, let's say if a 58-years-old single one person alone move into a flexi-lease 2 room new BTO flat, will the neighbours in the same floor know whether this 58-years-old single person's flat is a flexi-lease unit or a 99-years lease unit?? 

How will they know, this information is not publicized. They will know when your new occupant tell them that they brought it from HDB instead of resale after you die or move out.

[Guest Drilla]

13 minutes ago, keyboard said:

Perhaps not the view, but you get to complain to MCST about noise pollution, generally a higher class of people live there or are forced to comply. Of course, don't go and buy those low ses condo lah. No neighbours from hell too.

 

 

 

If you stay HDB, for noise issues can complain to town council during office hours. After that can call police.

 

Live private property no neighbors from hell? No guarantee what. There was a case of a man killed at a condo  barbecue  because someone fling a bottle from upstairs.

 

Recall the infamous Everett road spat between two landed owners? 

[keyboard]

1 hour ago, Guest Drilla said:

If you stay HDB, for noise issues can complain to town council during office hours. After that can call police.

 

Live private property no neighbors from hell? No guarantee what. There was a case of a man killed at a condo  barbecue  because someone fling a bottle from upstairs.

 

Recall the infamous Everett road spat between two landed owners? 

Wah, like the Navy guy who keeps muay thai the wall? Or some examples over the years? You are sure that police can deal with such things as there's no law for these.

 

So which town council or police department solved any of the disputes? Don't quote the mediation thing hor, if those people can understand english in the first place.

 

Havent met the neighbour from hell does not mean you won't eventually - then come tell me how you resolve it.

[Guest Drilla]

22 minutes ago, keyboard said:

Wah, like the Navy guy who keeps muay thai the wall? Or some examples over the years? You are sure that police can deal with such things as there's no law for these.

 

So which town council or police department solved any of the disputes? Don't quote the mediation thing hor, if those people can understand english in the first place.

 

Havent met the neighbour from hell does not mean you won't eventually - then come tell me how you resolve it.

Don't take that belligerent tone with me. 

Are you drunk ?

[Guest HDB]

2 hours ago, Guest Luck said:

For those flexi-lease 2-room flat, in that same one block, is it got a mixed combination of 99-years lease 2room flats and flexi-lease 2room flats in the same block? 

 

Or is it one block only had 99-years lease 2 room flats and another different block only has flexi-lease 2 room flats? 

HDB 2-Room Flexi Scheme (fka 2-Room & Studio Apartment)

 

HDB 2-room Flexi flats are meant for the following:
1. Low-income families and singles (99-year leasehold)
2. Senior citizens can opt for a shorter lease

 

Btw, I don't think there is any HDB block with only 2-room flats (usually a mixture with 3-room flats).

[Guest Guest]

What is the maximum age limit to apply for BTO , 99 lease type?

[Sweetie Pie]

36 minutes ago, Guest HDB said:

Btw, I don't think there is any HDB block with only 2-room flats (usually a mixture with 3-room flats).

Indeed, Singapore has, in the past, designed 2-room short lease HDB blocks (pilot project) across different locations, specifically for the elderly. Take up rate was low, and it was also cheap in those days because of the stigma that elderly folks see it as a nursing home.  The combination of three- and four-room apartments is a result of recent HDB BTO initiative, in response to feedback indicating that HDB buildings designed specifically for older citizens alone give off a depressing vibe like a nursing home.  Best use of land space is also another consideration factor for elderly to mingle with younger couple in a mixed size units in the same Block, to create more lively vibe.

Edited November 16, 2023 by Sweetie Pie

[Guest HDB]

16 minutes ago, Sweetie Pie said:

Indeed, Singapore has, in the past, designed 2-room short lease HDB blocks (pilot project) across different locations, specifically for the elderly. Take up rate was low, and it was also cheap in those days because of the stigma that elderly folks see it as a nursing home.  The combination of three- and four-room apartments is a result of recent HDB BTO initiative, in response to feedback indicating that HDB buildings designed specifically for older citizens alone give off a depressing vibe like a nursing home.  Best use of land space is also another consideration factor for elderly to mingle with younger couple in a mixed size units in the same Block, to create more lively vibe.

🙏

[Guest HDB]

37 minutes ago, Guest Guest said:

What is the maximum age limit to apply for BTO , 99 lease type?

There is no cap so long as buyer can afford it

[Guest room]

4 hours ago, keyboard said:

Perhaps not the view, but you get to complain to MCST about noise pollution, generally a higher class of people live there or are forced to comply. Of course, don't go and buy those low ses condo lah. No neighbours from hell too.

 

no difference in lease - you can see the HDB BTO plan - they colour code based on room size, not lease duration.

They do have specific that certain blocks are for rental 2 rooms - so if you don't want to live with rentals, you have to avoid those blocks (for the 3rm and above). Mindful that you have rental 2 rms in your estate.

 

How will they know, this information is not publicized. They will know when your new occupant tell them that they brought it from HDB instead of resale after you die or move out.

after you die 

[Guest room]

4 hours ago, keyboard said:

Perhaps not the view, but you get to complain to MCST about noise pollution, generally a higher class of people live there or are forced to comply. Of course, don't go and buy those low ses condo lah. No neighbours from hell too.

 

no difference in lease - you can see the HDB BTO plan - they colour code based on room size, not lease duration.

They do have specific that certain blocks are for rental 2 rooms - so if you don't want to live with rentals, you have to avoid those blocks (for the 3rm and above). Mindful that you have rental 2 rms in your estate.

 

How will they know, this information is not publicized. They will know when your new occupant tell them that they brought it from HDB instead of resale after you die or move out.

 

you die

[keyboard]

2 hours ago, Guest Drilla said:

Don't take that belligerent tone with me. 

Are you drunk ?

It's only belligerent on how you read it.

 

6 minutes ago, Guest room said:

after you die 

I don't own the flat, so my dying wouldn't have any impact to your neighbour finding out. So it's still after you die technically.

[Guest room]

14 minutes ago, keyboard said:

It's only belligerent on how you read it.

 

I don't onn the flat, so my dying wouldn't have any impact to your neighbour finding out. So it's still after you die technically.

 

you die now

[keyboard]

I always thought rental flats are plenty in Singapore with say 100k people living under 1k.

https://services2.hdb.gov.sg/webapp/AA11EMAP/AA11PMainPage#

 

The new pilot is it called community apartments? stand to be seen if it's a model that works out as it's only for the elderly. Would it not be better if they can integrate the family nearby for those who want the family values to remain.