Discussion About Single & Hdb Flat Ownership + Hdb Loan (Compiled)

[Guest Guess]

 

[Guest Guess]

 

[Guest Guess]

 

[Guest Guess]

 

[thepresentfitness]

On 7/6/2024 at 5:56 PM, Guest Eh?? said:

The early 2-room BTO has toilet between the Bedroom and Kitchen and you could access them either through your kitchen or bedroom.  Now they changed the 2-room BTO toilet design or was it just your area only?

Mine is the old one, 38 sqm

[thepresentfitness]

On 7/6/2024 at 10:10 AM, Guest Guess said:

My thoughts exactly. Very pleasant atmosphere. Breezy, little sun. Light decor, not those all black masculine tones. I can understand the clothing choice but not into that color for home.

 

Based on the showrooms I've visited, the space is so tiny. I think depends on developers. Some you can fit in a bed, others cannot.

 

My personal choice is still HDB. Just curious, for those BTOs, do you use those ceiling affixed  indoor clothes rack to dry laundry?

 

Your home looks very nice at night.

Thks yes i use the indoor clothe rack, though i normally step on a stool to put the wet clothes directly . The ceiling height is not high anyway, reacheable.

[Guest Stacked Home]

I watched several Stacked Home videos and here is my thought:

 

1)  More and more bachelors (and childless married couple) are becoming a trend in society

2)  Home were mostly designed to look simple, clean cut, office-like and empty, which follow item (3)

3)  Stressful life is the result of minimalist dwelling and love for even more opened spaces dotted with Greeneries

4)  Unlike cafe which was designed to welcome customers and bring comfort.  All these home were designed to suit

      personal space, thus claiming it has "welcoming effect" might sound a little far fetched because the utlimate intent is 

     not made to be a public  hangout areas except purely for owner's taste and pivacy.

5)  Further to above item (2),  Will the visitors experience stress if the house is overly tidy and has few utensils and

     dining at the host's place out of concern that a little crumb might spill on the spotless kitchen table or sparkling floor?   Similarly the food being prepared by the host, will it be as clean and bland since it was meant for aesthetic rather than  taste?

 

I personally experienced item (5) when I accepted the host's invitation to lunch.  A sizable private apartment. The foreign hostess adores China wares, and the entire house is immaculate yet exquisite.  When lunch was given, I unintentionally dropped a spoon in the middle of the meal, and since I could tell the host was "displeased," I ended up cleaning up what is left on the floor.  No one dares throw out unwanted food remains, not even a single meat bone that needs to be thrown away; instead, were wrapped up in tissue paper by whoever could spare it and kept out of sight until it was thrown outside the host's house.    Eating in a high-end glam restaurant, where one feels more free, is not the same as eating in that kind of stressful atmosphere.

 

Lesson learned.  Rather than keeping my three-room HDB (67 square meters) tidy, I opted for a cozy atmosphere when hosting a housewarming celebration. There are plenty of tissue paper accessible, plates, utensils, and other items within easy reach, and a large garbage bin is conveniently located for the convenience of the guest.   Anyone can sit wherever they choose, whether it's on the floor, a chair, the doorstep of my house, or just lounging in the kitchen.  There was no regulation prohibiting them from opening the refrigerator and self-serving food on the kitchen and living room areas. Even if they volunteer to help cleaning after meals, I won't expect the guests to do my chores. There was no TV, just polite conversation and the sounds of people mixing and dishes and glass clinking as they eat the meals. The atmosphere was simple and comfortable, with fresh flowers, candlelight, and some lovely books on the shelves. No stress because I don't invite people to showcase my home, if so, those people are not my close friend. True friends/guests will love me and my home without even me doing it intentionally.

 

 

[Guest Guess]

1 hour ago, Guest Stacked Home said:

I watched several Stacked Home videos and here is my thought:

 

1)  More and more bachelors (and childless married couple) are becoming a trend in society

2)  Home were mostly designed to look simple, clean cut, office-like and empty, which follow item (3)

3)  Stressful life is the result of minimalist dwelling and love for even more opened spaces dotted with Greeneries

4)  Unlike cafe which was designed to welcome customers and bring comfort.  All these home were designed to suit

      personal space, thus claiming it has "welcoming effect" might sound a little far fetched because the utlimate intent is 

     not made to be a public  hangout areas except purely for owner's taste and pivacy.

5)  Further to above item (2),  Will the visitors experience stress if the house is overly tidy and has few utensils and

     dining at the host's place out of concern that a little crumb might spill on the spotless kitchen table or sparkling floor?   Similarly the food being prepared by the host, will it be as clean and bland since it was meant for aesthetic rather than  taste?

 

I personally experienced item (5) when I accepted the host's invitation to lunch.  A sizable private apartment. The foreign hostess adores China wares, and the entire house is immaculate yet exquisite.  When lunch was given, I unintentionally dropped a spoon in the middle of the meal, and since I could tell the host was "displeased," I ended up cleaning up what is left on the floor.  No one dares throw out unwanted food remains, not even a single meat bone that needs to be thrown away; instead, were wrapped up in tissue paper by whoever could spare it and kept out of sight until it was thrown outside the host's house.    Eating in a high-end glam restaurant, where one feels more free, is not the same as eating in that kind of stressful atmosphere.

 

Lesson learned.  Rather than keeping my three-room HDB (67 square meters) tidy, I opted for a cozy atmosphere when hosting a housewarming celebration. There are plenty of tissue paper accessible, plates, utensils, and other items within easy reach, and a large garbage bin is conveniently located for the convenience of the guest.   Anyone can sit wherever they choose, whether it's on the floor, a chair, the doorstep of my house, or just lounging in the kitchen.  There was no regulation prohibiting them from opening the refrigerator and self-serving food on the kitchen and living room areas. Even if they volunteer to help cleaning after meals, I won't expect the guests to do my chores. There was no TV, just polite conversation and the sounds of people mixing and dishes and glass clinking as they eat the meals. The atmosphere was simple and comfortable, with fresh flowers, candlelight, and some lovely books on the shelves. No stress because I don't invite people to showcase my home, if so, those people are not my close friend. True friends/guests will love me and my home without even me doing it intentionally.

 

 

I sooo get you.

 

Yes the home was designed to welcome and suit the owners ONLY. I think kids will trash the place as the items in the house looks so nice to play with.

 

If it is toooo perfect, expensive looking and posh, guests may feel uneasy should they  accidentally mess up the place.

 

On the other hand, people only invite family and close friends, and since family and  close friends are familiar with one another, the accidents will be minimal.  

 

Only those who want to show off their new homes invite people they don't know well. And then you feel uncomfortable as you have to be on your best behavior. 

 

But if you have a posh home, you will attract people you don't know who also have posh homes. Kind of same feathers flock together.  Networking. Very fake one. 

[Guest Guess]

 

[Guest Guess]

 

[Guest Guess]

 

[Guest Guess]

 

[Guest Tio Bo?]

When 10 out of 10 owners said they love to cook, we hardly see them cooking for the video.   Love to cook is not the same as being a good cook.  it simply say, you wanted to have a nice big kitchen, just for show.

[thickhead79]

3-room flat in Toa Payoh sold for S$808K, breaks record in estate

The same estate has seen several record-breaking sales in recent months.'

[Guest CB big liao]

2 hours ago, thickhead79 said:

3-room flat in Toa Payoh sold for S$808K, breaks record in estate

The same estate has seen several record-breaking sales in recent months.'

Which one, I believed is the newly MOP estates.

[thickhead79]

1 hour ago, Guest CB big liao said:

Which one, I believed is the newly MOP estates.

The 3-room flat is located in Block 130B Lorong 1 Toa Payoh, within the Toa Payoh Crest housing estate.

Located a stone’s throw away from Caldecott MRT Station, the housing estate is no stranger to record-breaking transactions.

[thickhead79]

A five-room flat at Skyoasis @ Dawson sold for $1.73 million on 26 June, setting a new HDB resale record. The 1,195 sq ft unit was sold at $1,444 psf.

[Guest Capital Taxing?]

Government should scrap RESALE levy for people who have stayed in the same house for at least 20 years.   RESALE levy is seen as punishment for people not wanting to stay in their same house for long and with intention to sell quickly for profit.

[Guest Warning]

This topic is about HDB, please don't hijack by posting landed properties or antyhing non-HDB related.  

[G_M]

On 7/26/2024 at 7:10 PM, Guest Negativity said:

It's for interior ideas.

 

Not happy, don't view. 

This topic is about HDB, please don't hijack by posting landed properties or non-HDB related.  

 

Now the mod, me is stopping this squabble. 

Don't let me catch you trying to indirectly promote your ID company.

[Guest Negativity]

8 hours ago, G_M said:

This topic is about HDB, please don't hijack by posting landed properties or non-HDB related.  

 

Now the mod, me is stopping this squabble. 

Don't let me catch you trying to indirectly promote your ID companyok 

Ok I won't bother. It is easier not to post anything on BW, since a lot of idle people are looking for the slightest reason to argue.

 

I'm not promoting my ID company since I don't have one. 

 

I am not promoting anyone's company . Just share ideas.

 

Other forums will give more latitude.

[Guest Guess]

8 hours ago, G_M said:

This topic is about HDB, please don't hijack by posting landed properties or non-HDB related.  

 

Now the mod, me is stopping this squabble. 

Don't let me catch you trying to indirectly promote your ID company.

Do also delete all videos I have posted.

 

Not point wasting them on people looking for an argument.

[Guest Negativity]

13 hours ago, G_M said:

This topic is about HDB, please don't hijack by posting landed properties or non-HDB related.  

 

Now the mod, me is stopping this squabble. 

Don't let me catch you trying to indirectly promote your ID company.

Also, If I REALLY ran an ID company, I'll pick YouTube anytime to promote it. Or use Instagram. I'm sure there will be greater viewership and the response will be better.

 

The videos already have a lot of viewership on YouTube. They certainly don't need BW and those negative people.

[lonelyglobe]

https://www.todayonline.com/news/hdb-margaret-drive-record-breaking-2463241

 

Every month got record breaking sales,  so exciting like hungry ghost festival bidding, highest bid gets the deal. Looking forward to see a 2 million resale HDB and I am sure that will become an international headline. 

[Guest Catch Up]

22 hours ago, lonelyglobe said:

https://www.todayonline.com/news/hdb-margaret-drive-record-breaking-2463241

 

Every month got record breaking sales,  so exciting like hungry ghost festival bidding, highest bid gets the deal. Looking forward to see a 2 million resale HDB and I am sure that will become an international headline. 

In Hong Kong, it is normal.  Hongkongers used to think our HDB is "cheap" and affordable,  now we are catching up with them to price it near or above a million.

[thickhead79]

Ang Mo Kio & Bukit Batok HDB flats break resale record after selling for S$1.3M & S$1M respectively

The Bukit Batok unit is the first flat of its kind to change hands for a 7-figure sum.

[Guest Think carefully]

If you've had a lot of luck with your home, you might want to think twice before selling.  My neighbor bought a private condo after selling his HDB, but it turned out to be haunted, and his luck hasn't been good since.  Yes, purchasing a home involves more than just exchanging money; you also need to consider whether you are the ideal person to own the property.

[thickhead79]

Extending priority access to singles for BTO flats

Priority access to Build-To-Order flats – currently limited to married children and their parents who are buying new flats to live together or near each other – will be extended to all parents and their children, whether married or single, from mid-2025, says PM Wong.

This will make it easier for family members to look after one another, he says, noting that many singles also want to stay near their aged parents to help take care of them.

More details will be provided by the National Development Ministry later, says PM Wong, adding that the Government will do whatever it can to strengthen families here.

[thepresentfitness]

 

[AlifBttm]

whose here expert in providing good information about resale HDB for single who wish to purchase for first timer.. do PM me ya.. btw hope no forcing of buying with them as tis is just going to ask queries and required more detailed explanation

[Guest Question]

5 hours ago, thepresentfitness said:

 

Your video about 2-room HDB is very informative.  You pointed that the only bright spot  and spacious location is near the lift area.  It seems certain corridor area are quite dim,  meandering through it may cause jump scare if someone appear from the blind spot?  I live in old HDB corridtor unit which is very bright throughout the day,  never know that BTO corridors look that from your video.  I didn't see any dumping chute in the lift lobby, or was it somewhere in another extreme distant corner?   If so, choosing a unit near to the dumping chute will save a lot of leg works if the corridor is long.

[Guest Guest]

56 minutes ago, Guest Question said:

Your video about 2-room HDB is very informative.  You pointed that the only bright spot  and spacious location is near the lift area.  It seems certain corridor area are quite dim,  meandering through it may cause jump scare if someone appear from the blind spot?  I live in old HDB corridtor unit which is very bright throughout the day,  never know that BTO corridors look that from your video.  I didn't see any dumping chute in the lift lobby, or was it somewhere in another extreme distant corner?   If so, choosing a unit near to the dumping chute will save a lot of leg works if the corridor is long.

By right, newly built BTO flats should not have long corridor or dim corridor like those old flats.

[Guest Breezy Front and Back]

30 minutes ago, Guest Guest said:

By right, newly built BTO flats should not have long corridor or dim corridor like those old flats.

Probably so, in old BTO design.  Now new BTO has long corridor to "bridge" connectivity between neighbours and encourage interactions.  No wonder some BTO block numbers are hard to locate.  You don't have such issues in old HDB, the corridor is bright, and the moment you opened your door in the morning, you are immediately greeted with fresh morning breeze.  It is unlikely to feel stuffy.   From fengshui perspective, it is easier to work around in old HDB rather than BTO.

[Guest 118]

19 hours ago, AlifBttm said:

whose here expert in providing good information about resale HDB for single who wish to purchase for first timer.. do PM me ya.. btw hope no forcing of buying with them as tis is just going to ask queries and required more detailed explanation

Here's a link: A Step-by-step Guide to Buy HDB Resale Flat in 2024 

[Guest 118]

17 hours ago, Guest Question said:

Your video about 2-room HDB is very informative.  You pointed that the only bright spot  and spacious location is near the lift area.  It seems certain corridor area are quite dim,  meandering through it may cause jump scare if someone appear from the blind spot?  I live in old HDB corridtor unit which is very bright throughout the day,  never know that BTO corridors look that from your video.  I didn't see any dumping chute in the lift lobby, or was it somewhere in another extreme distant corner?   If so, choosing a unit near to the dumping chute will save a lot of leg works if the corridor is long.

The common rubbish chute is usually located near the lifts.

[Guest Guest]

23 hours ago, Guest Breezy Front and Back said:

Probably so, in old BTO design.  Now new BTO has long corridor to "bridge" connectivity between neighbours and encourage interactions.  No wonder some BTO block numbers are hard to locate.  You don't have such issues in old HDB, the corridor is bright, and the moment you opened your door in the morning, you are immediately greeted with fresh morning breeze.  It is unlikely to feel stuffy.   From fengshui perspective, it is easier to work around in old HDB rather than BTO.

If you want to open your door and greeted with breeze, usually your unit is a corridor unit. It would lack of privacy. New BTO even though the unit might face another unit opposite or a wall, but think most people don't bother since they stay inside their house. Although i agree that some of the new BTO design is even worst than some old HDB. By right they should improve the design than going backward.

[Guest Pro and Con]

On 8/20/2024 at 2:14 PM, Guest 118 said:

The common rubbish chute is usually located near the lifts.

That will create high level of traffic for those unit staying next to the lift lobby. Besides, spacious doesn't mean airy, espcially in place where high human traffic loiters, creating noise and odor and more so if the same level has many home units.  Best is to close your door whole day - out of sight and mind unless you kept going out to throw your trash.

 

On 8/20/2024 at 9:31 PM, Guest Guest said:

New BTO even though the unit might face another unit opposite or a wall, but think most people don't bother since they stay inside their house. Although i agree that some of the new BTO design is even worst than some old HDB. By right they should improve the design than going backward.

HDB tried to maximise the use of space, those corridor area might suffer as a result for BTO.  I saw from the video that it was a very narrow and dim corridor, with the exception of the lift lobby (as mentioned above) which also has its con side explained above.

 

Everything has it pro and cons, whether old HDB or new BTO.  For singles who can afford, best is to buy a bigger 3 room HDB,  I still think having your own  rubbish chute is still important, especially if your trash volume is high and you get to have 24/7 privacy to throw your stuff without having to leave your house.

 

On 8/20/2024 at 9:31 PM, Guest Guest said:

If you want to open your door and greeted with breeze, usually your unit is a corridor unit. It would lack of privacy.

I don't think privacy is major concern.  Some old HDB has only one neighbour unit or less than 5 in the entire floor and if your neighbours are  good, you can literally opened everything up including your door and windows.  I also noticed some old HDB unit where you can have the entire corridor to yourself, almost like a free recess area and your neighbour is stituated quite a distance away.   it is still brighter than having your until facing a blank wall like most BTO. As such, you will notice most BTO has dark spot area, towards the inner side of their house whereas those nearer to  windows tend to be brighter area.  In old HDB, front and back are bright inside the house if you stay corridor unit with good facing direction.

 

Everything has it pro and cons, whether old HDB or new BTO.  HDB in Singapore will spoilt you with choices.   For singles who can afford, best is to buy a bigger 3 room HDB which give you more spaces to breath and host guests,  I still think having your own  rubbish chute is  important, especially if your trash volume is high and you get to have 24/7 privacy to throw your stuff without having to leave your house.

 

 

[Guest Guest]

Having rubbish chute inside your house even though it seems like you can throw your rubbish 24/7 without stepping out of your house, but the rubbish chute gives more problem than convenience. Often you would have pests crawling out from the chute, and when they fog the chute, all the cockroaches inside the chute would crawl out if you never seal up the chute.

 

I rather walk a distance to the chute outside my house to throw my rubbish to avoid pest problem.

[Guest Guestguest]

On 8/18/2024 at 8:52 PM, thickhead79 said:

Extending priority access to singles for BTO flats

Priority access to Build-To-Order flats – currently limited to married children and their parents who are buying new flats to live together or near each other – will be extended to all parents and their children, whether married or single, from mid-2025, says PM Wong.

This will make it easier for family members to look after one another, he says, noting that many singles also want to stay near their aged parents to help take care of them.

More details will be provided by the National Development Ministry later, says PM Wong, adding that the Government will do whatever it can to strengthen families here.

 

This is actually bad for some singles, especially if you are staying in the central area to begin with.  Because HDB don't build a lot of 2 room units to begin with and out of this small number, a large number are reserved for boomers.  In some instances, there are less than 100 units (i.e. all will be reserved for a certain priority group). 

 

These singles are excluded from 2 room units in central area due to low number of 2 room units and now they are behind those who stay in the non-central area because of priority access.  Double whammy.  If you are staying in the central area, better get rich and help one of the boomers cash out their ridiculously priced HDB for their retirement.

[Guest Rubbish]

15 hours ago, Guest Guest said:

 Often you would have pests crawling out from the chute, and when they fog the chute, all the cockroaches inside the chute would crawl out if you never seal up the chute.

 

I rather walk a distance to the chute outside my house to throw my rubbish to avoid pest problem.

Pest will still crawl into your house regardless u have rubbish chute or not. I think personal hygiene is key.  

[Guest U selfish]

3 hours ago, Guest Guestguest said:

 

This is actually bad for some singles, especially if you are staying in the central area to begin with.  Because HDB don't build a lot of 2 room units to begin with and out of this small number, a large number are reserved for boomers.

There is reason for it.  Imagine many old folks staying in the same town for 30 over years, and suddently decided to downgrade.  They would want to remain in the same place they are familiar with, for the rest of their life.  In contrast to single, who buy flat in central area with intent to sell for profit.  From human perspective, the boomer deserves to be given pirority.  You will understand someday. 

[Guest Guest]

6 hours ago, Guest U selfish said:

There is reason for it.  Imagine many old folks staying in the same town for 30 over years, and suddently decided to downgrade.  They would want to remain in the same place they are familiar with, for the rest of their life.  In contrast to single, who buy flat in central area with intent to sell for profit.  From human perspective, the boomer deserves to be given pirority.  You will understand someday. 

I think many singles buy 2 rm BTO is to profit after they sell the flat after 5 years MOP. Then get at least a 3 rm resale flat.

[thickhead79]

23 minutes ago, Guest Guest said:

I think many singles buy 2 rm BTO is to profit after they sell the flat after 5 years MOP. Then get at least a 3 rm resale flat.

Profit??

 

How?

 

After sell sleep garden??

[Guest Guest]

24 minutes ago, thickhead79 said:

Profit??

 

How?

 

After sell sleep garden??

After sell, buy a resale or move back to parents house.

[thickhead79]

27 minutes ago, Guest Guest said:

After sell, buy a resale or move back to parents house.

sell 2 room, buy 3 room how to profit?

[Guest Easy Route]

11 hours ago, Guest Guest said:

After sell, buy a resale or move back to parents house.

Sure, after waiting 4 years to get out of staying with your parents to become independent, finally, you decided for that small profit, you wanted to return to your mama and papa arms again.  The profit, honestly, cannot last long in Singapore unless it increased your savings by 2 millions.   You need to choose a better option.  I suggest, buy TOTO and then pray.

[Guest Guest]

On 8/24/2024 at 9:58 AM, Guest Easy Route said:

Sure, after waiting 4 years to get out of staying with your parents to become independent, finally, you decided for that small profit, you wanted to return to your mama and papa arms again.  The profit, honestly, cannot last long in Singapore unless it increased your savings by 2 millions.   You need to choose a better option.  I suggest, buy TOTO and then pray.

I believe there are many singles who buy 2 rm BTO is buying for the sake of buying, since HDB allows singles to buy new BTO. Some of them have no intention of staying long, or some even plan to sell it upon reaching 5 years MOP. This group of people perhaps have alternative place to stay all the while.

[thickhead79]

44 minutes ago, Guest Guest said:

I believe there are many singles who buy 2 rm BTO is buying for the sake of buying, since HDB allows singles to buy new BTO. Some of them have no intention of staying long, or some even plan to sell it upon reaching 5 years MOP. This group of people perhaps have alternative place to stay all the while.

or not cash rich to buy resale 

 

resale need cash 

 

not cheap at all 

[thickhead79]

On 8/24/2024 at 9:58 AM, Guest Easy Route said:

Sure, after waiting 4 years to get out of staying with your parents to become independent, finally, you decided for that small profit, you wanted to return to your mama and papa arms again.  The profit, honestly, cannot last long in Singapore unless it increased your savings by 2 millions.   You need to choose a better option.  I suggest, buy TOTO and then pray.

he a joker haha

[Guest 37v]

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